At Cali Mortgage our experienced mortgage staff will explain in detail how California Impounds affect your mortgage.  In California impounds have an effect on your interest rate and closing fees due at escrow.  It is important to be knowlegible so you can feel comfortable knowing you made the right decision about your home loan.

Aaron Knutson
Senior Loan Specialist
/Branch Manager
Cali Mortgage

The Facts:  More and more borrowers everyday are choosing an impound account because of the upfront savings and relief of the semi-annual property tax installments.  Your mortgage is one of the most imporant decisions you will ever have.

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California Property Tax Impound Schedule 2014

Still not sure how much will be collected?
Impound escrow set-up can be a little confusing.

Are you aware of the incentives by choosing an impound account?
Fannie Mae and Freddie Mac offer a substancial savings by opting in to an impound account.

Pros and Cons of an impound account in California.
Make an informed decision before moving forward with an impound account.

Mortgage Lender, Mortgage Broker, Home Loans

Speak to a Mortgage Consultant

Close of Escrow

First Payment Date

Tax Impounds Amount of Months Collected

January

February

March

April

May

June

July

August

September

October

November

December

March

April

May

June

July

August

September

October

November

December

January

February

7 Months Collected - 1st Installment Paid

3 Months Collected - 1st & 2nd Installment Paid

2 Months Collected - 1st & 2nd Installment Paid

4 Months Collected - 1st & 2nd Installment Paid

5 Months Collected - 1st & 2nd Installment Paid

6 Months Collected - 1st & 2nd Installment Paid

7 Months Collected - 1st & 2nd Installment Paid

8 Months Collected - 1st & 2nd Installment Paid

9 Months Collected - 1st & 2nd Installment Paid

4 Months Collected - 1st Installment Paid

5 Months Collected - 1st Installment Paid

6 Months Collected - 1st Installment Paid

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