No Point, No Fees Options
All of our mortgage products have this option available to qualified borrowers.

Smooth and Painless Approval Process
With our paperless streamline approval process you are sure to close in two to three weeks!

We specialize in Convetional, FHA and VA Residential Mortgage Loans
This means that no matter the loan type we have the right program to suit your needs.

Top rated Mortgage Lender with some of the Lowest Interest Rates on the internet.  .

About us:

Cali Mortgage is a branch of Sierra Pacific Mortgage Company, Inc. Incorporated in 1986.  We are located in the Silicon Valley, 1936 Camden Avenue, Suite 6C, San Jose, CA 95124

“We take pride in having the lowest interest rates the market has to offer along with superior customer service.   Our streamline approval process  makes for an utterly smooth and painless transaction.” – Says Aaron Knutson, Senior Loan specialist at Cali Mortgage.

For many years now we have been helping families all over California obtain the lowest interest rates with minimal closing costs for their homes for both Conventional and Jumbo financing. I have seen tremendous growth in the mortgage industry since then, and with the advance of today’s technology and a variety of programs for home financing, I have been able to streamline the lending process.  We are also very proud to announce Cali Mortgage is a Certified Bay Area Mortgage Lender.

Working with San Jose, CA based Mortgage Lender, Cali Mortgage, you will begin to understand we take pride in knowing that our rates are always priced very aggressive so you can feel confident you have received the best interest rate for your mortgage. We encourage you to ask lots of questions and feel free to contact us any time!  Each and every question is important when making such an important financial decision.

If we can make our clients aware of the many loan options available to them and help them to understand those options, then tailoring a mortgage program to match their specific needs and long-term goals will come with ease. We help our clients get approved at well below market rates by utilizing all of today’s lending guidelines and their personal qualifications to search every program with every lender available. With a paperless format and automated approval system we are able to cut cost and pass those savings on to our clients.  Whether you’re a first-time home buyer or are returning to the home financing process again, we encourage you to take advantage of our expertise, knowledge of today’s market and the mortgage industry as a whole.

As we walk you through the home loan process, it is our professionalism and excellent work ethics that will nurture your confidence and comfort level. Its home financing made easy!

Senior Loan Specialist, Aaron Knutson has over 7 years experience in online Mortgage Lending.  An expert California Mortgage Lender and Mortgage Market Analyst.  2011Top producing Loan Officer for Sierra Pacific Mortgage Company. 

While shopping around for the best Mortgage Lender when purchasing my home, I found Cali Mortgage on Google. Because they are a Direct Mortgage Lender, they have in house Underwriters and Processors, which make the process so much quicker. I couldn't believe how fast the process was. Aaron is always able to answer my questions and is very patient with me as this was my first home purchase.

Nettie - March 11, 2012 - Google Places Review

Direct: 888-334-6995

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